Best Rates For Homeowners Insurance In Colchester, CT
Get the best rates for your homeowner’s Insurance in Colchester CT at The Insurance Store of CT. Why blindly shop online when you can consult a local agent committed to filling your requirements at the best value? When it comes to insurance, it’s not just about rates. Owner and CEO Sheri Wilson will be happy to review your needs and find the best insurance policy you can tailor to your life, so give her a call today!
Homeowners Insurance Coverage
At The Insurance. Store of CT, we shop around for the best policies based on your needs. Homeowners insurance helps you ease the financial burden of repairing or rebuilding your home and replacing your belongings after commonplace disasters. Accidents are unpredictable, whether it be a fire, lightning strike, tornado, or even a break-in. Additionally, homeowners insurance can help cover your costs in a lawsuit over an injury — if, say, your guest gets injured on your property, or a tree damages your neighbor’s car.
To begin, a standard homeowners insurance policy covers damage to your home and your property caused by various perils covered within the policy. Typical home insurance policies cover damage caused by:
- An aircraft, car, or another vehicle
- Falling objects
- Fire and smoke
- Lightning strikes
- Vandalism and malicious mischief
- Some forms of water damage
- Ice, snow, and sleet
- Windstorms and hail
How much homeowners insurance do I need?
A good way to estimate how much home insurance you might need is to multiply the total square footage of your home by per-square-foot building costs in your area. To start, you can call a local real estate agent, contractor, or builders’ association should be able to give you a ballpark amount of local building costs.
In addition to estimating the cost to rebuild your home, here are some other factors to consider:
- How much it will cost to replace your belongings
- Defray additional living expenses if you can’t live in your home
To conclude, The Insurance Store of CT has trustworthy agents that can discuss any aspects that may factor into the amount of coverage best for you.
Remember, insurance should be there for your family to replace your home and the belongings within it. For more information about our homeowner’s insurance, call Sheri Wilson at the Insurance Store of CT at 860-645-1960.