Many people have never even heard of the term “umbrella” insurance, have no idea what it is for, and why it may be a very important policy for you and your family. Umbrella insurance is extra liability insurance. Do you have umbrella insurance? Why do you need it? Simply put, a personal umbrella policy offers supplemental insurance coverage beyond that covered by your boat, auto or homeowners plans. Umbrella Insurance provides coverage from judgements, injuries sustained on your property, or circumstances where you would be liable for millions of dollars in damages. Should you be sued for libel, slander, mental anguish, or false arrest, an umbrella insurance policy may provide coverage that your homeowner’s policy may exclude.
There are circumstances in which your homeowner’s or automobile insurance policies may not come close to insuring you in an extraordinary circumstance. An umbrella policy is the supplemental insurance you may need that will give you peace of mind. At the Insurance Store of Connecticut we work hard to find you the best coverage at the best price. Stop into our Manchester office or give us a call today for a consultation – 860-645-1960.