Insurance Store of CT

January 11, 2015

NEW Raffle For Referrals program!

By admin

Now our Referrals Raffle is even easier to enter! Just “Like” us on Facebook and receive an entry. “Share” our page and receive another entry!

This month, our prize is a $100 gift card of your choice!

We appreciate any referrals you send to our office and are grateful that you entrust us with your friends and family’s insurance. For each new customer you refer, you are entered into a drawing for great prizes. It’s our way of thanking our customers for helping us build The Insurance Store of CT into a strong and successful business.

Posted in: Uncategorized

August 19, 2018

Affordable Car Insurance – Manchester CT , East Hartford CT, Bolton CT

By admin

You want affordable car insurance with the highest coverage possible when you buy a new car. You can find those things and more at The Insurance Store of CT. Insurance rates can vary greatly from one insurance company to another. We help you secure a lower car insurance rate from among many carriers. All this and excellent customer service are among the benefits of calling Sheri Wilson at The Insurance Store of CT. The Insurance Store of Connecticut is an independent insurance agency with the customer’s best interests in mind.

The rates you pay depending on the value of your vehicle and the zip code of your neighborhood. The Insurance Store of CT is a great place to start saving on the insurance you need and want. You may find other perks to that will lower your rates and obtain discounts. Ask Sheri how.

Sheri Wilson has twenty years of experience providing clients in the greater Hartford area with great insurance coverage. The Insurance Store of Connecticut is ready to help you with all of your future insurance needs. The Insurance Store of Connecticut 303 East Center St, Manchester, CT 06040. Call today: 860-645-1960.

REQUEST A QUOTE TODAY OR CALL US

FOLLOW US ON FACEBOOK

Car Insurance | East Hartford CT | Insurance Store of CT

Posted in: car insurance

Tags: bolton ct, east hartford ct, manchester ct

August 5, 2018

Commercial Property Insurance – East Hartford CT

By Lorraine Nott

east hartford ct

The Insurance Store of CT provides commercial property insurance for businesses located in the greater Hartford and Manchester CT area. The most common types of commercial insurance are property, liability and workers’ compensation. In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers’ compensation insurance covers on-the-job injuries to your employees.

One of the most common types of business insurance is commercial property insurance. This policy provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or man made disasters are examples of what is typically covered. A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. The Insurance Store of CT helps you determine the type of insurance policy and range of coverage that is best for your business.

Whether you own a building structure, equipment, inventory, stock, furniture or fixtures, you have commercial property to protect. It’s not just about protecting your building, it covers everything that makes doing business possible. How will you replace your property in the event of a fire, theft, or severe storm? A catastrophic loss could close down your business temporarily or indefinitely. You will want to discuss the scope of your commercial property insurance requirements with our agents to assure your assets are protected. If you have equipment that is often taken off-site we can show you options for securing those items as well.

You can trust Sheri Wilson and her capable staff to find the right coverage for all your business insurance needs. Our Manchester office is minutes from Hartford, East Hartford, or anywhere in central Connecticut. Please call us today: 860-645-1960.

Follow ISCT on Facebook

Commercial Property Insurance | East Hartford CT | The Insurance Store of CT

Posted in: commercial property insurance

Tags: east hartford ct

July 22, 2018

Boat and Yacht Insurance – Hartford CT

By admin

Connecticut’s Boat and Yacht Insurance Company

connecticut boat and yacht insurance

The Insurance Store of CT is your best source for boat and yacht insurance. All over the state of Connecticut, boat owners just cannot wait to get out on the water. What a thrill when you can get out on the river or Long Island Sound for a well deserved excursion. Connecticut is a beautiful state, full of natural beauty and waterways. If you are a boat owner, after you clean the boat and before you set sail, call The Insurance Store of Connecticut. Make sure your insurance needs are up to date with your local boat insurance agency. There are a few misconceptions about boating insurance that we would like all CT boaters to know.

1. Don’t cancel your insurance once your boat is paid off. Your boaters insurance covers more than just the boat itself. If covers things like personal injury, environmental cleanup and a slew of additional items that could ruin your family’s financial future.

2. Reducing liability, although you may save on monthly premium costs, lowering your liability may not be able to protect all of your assets.

3. Cancelling your boat insurance off season. Off season cancellations could potentially risk your boat when it’s not in the water. Cancelling your insurance off season leaves you in a dangerous situation if there is a fire or if a tree falls.

Our job is to make sure your property and passengers are protected. Don’t let improper coverage sink your boat. Call The Insurance Store of Connecticut for all of your boating insurance needs. 860-645-1960.

Follow ISCT on Facebook

Boat and Yacht Insurance | Hartford CT | The Insurance Store of CT

Posted in: boat insurance, yacht insurance

Tags: boat insurance, yacht insurance

July 8, 2018

Hurricane Protection – Connecticut

By Lorraine Nott

The Insurance Store of CT would like to remind homeowners that you can take measures toward hurricane protection this season. When we are in the path of a storm, preparation can prevent costly storm damage. Just a reminder that with the right policy from Insurance Store of CT, hurricane damage will not be one of your worries. It’s hurricane season in Connecticut, and we never know what to expect. When we are in the path of a hurricane, we expect very high winds and a potential for water damage and roof failure. We can even get a winter hurricane, a nor’easter or a hail storm that can damage your home and automobile. Hopefully we won’t even get to meet the first storm of the season, but if we do it’s always of upmost importance to be prepared. Make sure that your roof is in top condition, because the rooftop is your home’s defense from the elements. Check your attic ventilation, because large quantities of water can get blown inside the vents when winds reach up to 90 miles per hour. Windows and doors, shuttering the windows is an excellent defense against breaking glass. Also check your surroundings. Secure or put loose items away in your yard, like lawn furniture, recycle bins, toys, tools and bicycles. This includes metal garbage can lids, which can become airborne in a storm. No one wants to think about suffering a loss, but in the event that Connecticut does have a nasty hurricane season The Insurance Store of Connecticut is designed to provide you coverage. If you are interested in learning more about how we can protect your home call The Insurance Store of Connecticut at 860-645-1960.

Follow ISCT on Facebook

Hurricane Protection | Connecticut | The Insurance Store of CT

Posted in: home insurance policy, home owners insurance, homeowners insurance, hurricane protection

July 4, 2018

Happy Independence Day

By Lorraine Nott

Posted in: Uncategorized

June 24, 2018

Commercial Property Insurance – Hartford CT

By Lorraine Nott

hartford ct

The Insurance Store of Connecticut provides Commercial Property Insurance for Connecticut Businesses. Investing in a Commercial Property Insurance policy protects your property should a catastrophe occur. Commercial Property Insurance protects your small business beyond the scope of your Business Owner Policy. Whether you own or lease commercial property, The Insurance Store of CT offers a variety of options that meet your coverage needs. Many small business owners are under the impression that their business owner policy provides all the coverage they will need to protect their property.

Whether you own a building structure, equipment, inventory, stock, furniture or fixtures, you have commercial property to protect. Remember, it’s not just your building. How will you replace your property in the event of a fire, theft, or severe storm? A catastrophic loss could close down your business temporarily or indefinitely. If you have equipment that is often taken off-site we can show you options for securing those items as well.

The agents at The Insurance Store of CT are extremely knowledgeable about the products and coverage that building owners and property managers require. Using our experience and expertise, we will design a solid plan to ensure you return to business as usual as quickly as possible in the event of a catastrophe such as fire, flood, power loss or theft. The Insurance Store of CT team will be your insurance partners. Our professional agents are thoroughly dedicated to the continuity of your business and your continued success.

At The Insurance Store of CT we will customize a commercial property insurance policy to your specifications, either as a standalone policy or as part of a package. Our commercial property insurance policy in Connecticut may include coverage for:

Structure (building)
Furniture
Equipment
Lost inventory
Landscaping
Signs
Loss of income
And more…

Contact Sheri at The Insurance Store of Connecticut today, and gain peace of mind knowing we can help you protect your business. Phone: (860) 645-1960.

Follow ISCT on Facebook

Commercial Property Insurance | Hartford CT | The Insurance Store of CT

Posted in: commercial property insurance

June 10, 2018

Connecticut Pet Insurance

By Lorraine Nott

The Insurance Store of Connecticut is delighted to announce that we are now offering affordable Pet Insurance to our clientele. The high cost of health care is on everyone’s mind these days. With the cost of services rising in every sector, it has become increasingly difficult to keep up with budgeting health care for our families and pets. When you consider that pet health care costs are rising at the rate of billions of dollars per year, we can’t really afford not to take advantage of an affordable pet insurance option. Cutting the high cost of veterinary care for our beloved pets makes it easier to do the right thing by our furry friends.

connecticut pet insurance

So many of us are pet owners. The cost of veterinary care for our beloved family pets has increased tremendously lately, with the cost of well care visits and vaccinations getting more expensive every year. When our dogs and cats get sick or injured, the financial outlay can be catastrophic. If you could save money and pay less for veterinary bills, wouldn’t you? Having a low cost insurance plan that offers premium pet health care insurance is now a dream come true. We are delighted to announce that we are now offering Hartville Pet Insurance through Safeco. For a breakdown of pet insurance plans and coverages, please visit our Pet Insurance page. Call (860) 645-1960 today.

Follow Us on Facebook.

Pet Insurance | Connecticut | The Insurance Store of CT

Posted in: pet health insurance, pet insurance

May 27, 2018

Contractors Insurance – East Hartford CT

By Lorraine Nott

Connecticut Contractors Insurance

Come to the friendly staff at the Insurance Store of CT when you need Connecticut Contractors insurance. Whether you work in construction, HVAC, landscaping, plumbing, or electrical contracting, you need to protect yourself and your company. When you are an independent contractor, having a contractor’s policy for yourself and your crew is a matter of safety. With all you have invested in your contracting business, you owe it to yourself to get the best coverage you can afford.

When you come for a consultation, our agents will discuss your practices, learn about the risks involved in your work, and will analyze the risks and safety practices that can affect your bottom line.

Your business is your financial life line. We shop around for the best insurance protection at the lowest rates. You can trust the Insurance Store of CT for all your business insurance needs. Our Manchester office is minutes from anywhere in Hartford or Tolland County. Please call us today: (860) 645-1960.

Follow Us on Facebook.

Contractors Insurance | East Hartford CT | Insurance Store of CT

Posted in: business insurance, contractors insurance

May 13, 2018

Business Insurance – East Hartford CT

By Lorraine Nott

Do you have the right business insurance? Opening a new business in Connecticut requires careful planning, strategic alliances, and luck. There are many kinds of Business Insurance policies out there – do you know which one is right for you? You have too much invested to leave the future of your company to chance. As a business owner you know there are specific risks to your type of business, and every type of business has different coverage needs. Work with The Insurance Store of Connecticut to manage your risks so you can focus on long term business growth and success. We save you time and money by doing comparison shopping so you can tend to your new endeavors. We quote your policy with up to 9 different companies so that you can be confident that you are getting the best rate. We offer professional customer service to hundreds of local CT businesses. We help save your business money so you can enjoy the fruits of your labor.

We offer general business coverage as well as more specialized policies, namely:

Commercial Property Insurance – Protects your building, equipment, inventory, furniture, landscaping, loss of income.

General Liability Insurance – Bodily injury, restitution for death; property damage or loss of use of that property.

Excess Liability Insurance – Umbrella insurance – protects against a catastrophic loss, covers legal costs.

Commercial Vehicle Insurance – Covers your vehicles and your employees from property and liability issues.

Workers Compensation Insurance – Protects employees from workplace accidents, medical care and compensation for lost income for those that have been injured while on the job.

Bonds – Contract Bonds, Maintenance Bonds, Payment Bonds, Performance Bonds, Surety Bonds.

Directors and Officers Insurance – Protects against wrongful acts made by board directors and executives.

Employment Practices Liability Insurance – Protection against discrimination claims, wage disputes, sexual harassment, emotional distress, negligent hiring or promotion.

Errors and Omission Insurance – Malpractice or professional liability insurance.

Group Benefits – Health, Retirement, Workers compensation, Dental, and voluntary products.

Your business is your financial life line. With all you have invested in your business, you owe it to yourself to protect your interests. You can trust The Insurance Store of CT for all your business insurance needs. The Insurance Store of Connecticut, 303 East Center St. Manchester, CT 06040. Call 860-645-1960 or Request A Quote.

Follow The Insurance Store of CT on Facebook.

Business Insurance | East Hartford CT | The Insurance Store of CT

Posted in: business insurance, business insurance agency east hartford ct

April 15, 2018

East Hartford CT Insurance Agency

By Lorraine Nott

East Hartford CT Insurance Agency

As an insurance agency serving the East Hartford area, The Insurance Store of Connecticut will give you a quote on any type of policy you need. Whether you are a homeowner, rent an apartment, own a vehicle or watercraft, we have a policy that will protect your property. Your home is more than simply a place to live. Your home, your property and all the fixtures within it represents your largest investment. The selection of homeowner’s insurance should be made with great care to protect your home and personal property from such hazards as fire, windstorms, theft and vandalism.

The health insurance market is confusing and confounding. Selecting the appropriate life insurance options can also be a challenge. When you need some help navigating your choices, call Sheri and we will find the coverage you and your family need at the best rates offered anywhere.

When it is time to revisit your insurance options for your small business, visit The Insurance Store of CT in Manchester, and meet Sheri Wilson and her friendly staff. The Insurance Store of CT is an independent agent that shops for the very best rates for the various types of coverage you need.

The list of insurance options includes Personal and Commercial Auto Insurance, Homeowners Insurance, Life & Health Insurance, Small Business Insurance, General Liability Insurance, Motorcycle Insurance, RV Insurance, and Boat, Yacht, and Watercraft Insurance. We work with
a variety of carriers to ensure you have the best coverage at the lowest rates available in Connecticut. In addition, we provide personalized, professional customer service that you won’t find with the giant insurance companies. Give us a call today at 860-645- 1960.

Insurance Agency | East Hartford CT | The Insurance Store of CT

Posted in: auto insurance east hartford ct, business insurance east hartford ct, car insurance, Connecticut Business Insurance

April 15, 2018

Lowest Insurance Rates – East Hartford CT

By mileswise

Lowest Insurance Rates – East Hartford CT

When you are looking for friendly personal service and the lowest insurance rates in the East Hartford area, call The Insurance Store of Connecticut. We are a full service agency for homeowners and renters, automobile, motorcycle, recreational vehicles, campers, boats, watercraft, and yachts, health insurance, and of course life insurance. We shop the rates of multiple insurance providers, saving you time and money. We shop your policy with up to 9 companies so you can be confident that you are getting the best insurance rate. We also re-shop our customers’ renewals every term and seek to save our clients even more money.

The Insurance Store of Connecticut can help you choose the best life insurance policy for your family. Contact Sheri at The Insurance Store of Connecticut to answer your questions and protect your family with a great life insurance policy. Everyone who purchases an automobile needs adequate liability, property, comprehensive and medical insurance protection. Are you a less than perfect driver, with a history of traffic violations, accidents, speeding tickets, or other violations? Well, you need the best rates in the marketplace just like everyone else. The Insurance Store of CT specializes in finding the lowest insurance rates for everyone. The Insurance Store of CT can find incentives and discounts which can further lower your insurance rates. We take the hassle out of buying insurance! At The Insurance Store of Connecticut, rest assured that Sheri Wilson and her staff will work hard to find you the best life insurance coverage at the best rates in Connecticut. Stop into our Manchester office or give us a call today at (860)-645-1960 for a consultation.

Lowest Insurance Rates | East Hartford CT | The Insurance Store of CT

Posted in: auto insurance east hartford ct

March 18, 2018

Flood Insurance Hartford County CT

By admin

connecticut flood insurance

Connecticut Flood Insurance

In the Connecticut River Valley, spring flooding comes to call every April, without fail. As our woodlands, meadows and open spaces are developed, the land loses its ability to absorb rainwater. Snow melt carried down the Connecticut River every spring plus runoff from heavy rains leads to flooding. Spring flooding can happen anywhere, though, and if you own property is prone to floods, you ought to have flood insurance.

Anywhere it rains, it can flood. Many conditions can jeopardize your home and the home contents of your home. Statistically, 25 percent of flood insurance claims come from low-risk areas. Even unexpected issues such as snow melt, flash flooding or a backed up drainage system can create dangerous overflow conditions during a rapid accumulation of rainfall. Flood risks aren’t based on history alone. To help determine your risk factor flood hazard maps have been created to display the potential for your community flooding. Traditionally the lower the flood risk, the lower the flood insurance premium. If you live in a house or apartment that you rent, your possessions may be at risk if a water heater fails, pipes burst, a sewer line clogs, or the tenant’s bathtub overflows above you. To find out more information about your home’s flood risk factor or to obtain flood insurance call The Insurance Store of CT. We serve Manchester, Vernon, Tolland, Glastonbury and all other surrounding CT towns. 860-645-1960.

Follow us on Facebook

Flood Insurance | Hartford County CT | Insurance Store of CT

Posted in: flood insurance

March 4, 2018

Boat and Watercraft Insurance – East Hartford CT

By Wisemarketing

Boat Insurance

Get great boat and watercraft insurance coverage through The Insurance Store of CT. When is starts to smell like spring and the weather is warm, boaters get the itch to get out on the water. Boating allows you to get away from it all, take in the fresh air and leave your troubles behind for a while. Get the peace of mind of knowing you do not have to worry about your craft or your guests should a mishap occur. The Insurance Store of CT can find you the best boat and watercraft protection available. As an independent insurance agency, we shop many carriers to offer you the best insurance coverage at the lowest rates.

Soon Connecticut boaters will start cleaning up their boats and getting them out in the water. If you are a boat owner, this year don’t just clean the boat before you set sail, call The Insurance Store of Connecticut. We have a few warnings about boating insurance that we would like all CT boaters to know. First of all, don’t cancel your insurance once your boat is paid off. Your boaters insurance covers more than just the boat itself. If covers things like personal injury, environmental cleanup and a slew of additional items that could ruin your family’s financial future. Next, do not reduce your liability. Although you may save on monthly premium costs, lowering your liability may not adequately protect all of your assets. Next, do not cancel your boat insurance off season. Off season cancellations could potentially risk your boat when it’s not in the water. Cancelling your insurance off season leaves you in a dangerous situation if there is a fire, a storm, or if a tree falls. Don’t let improper coverage sink your boat. Call Sheri at The Insurance Store of Connecticut for all of your boating insurance needs. 860-645-1960.

Follow us on Facebook

Boat and Watercraft Insurance | East Hartford CT | Insurance Store of CT

Posted in: boat insurance

February 18, 2018

East Hartford CT Homeowners Insurance Quotes

By admin

homewoners insurance quotes

It’s easy to get Connecticut Homeowners insurance quotes from The Insurance Store if CT. Shopping for insurance can be a chore. Why not have the expert team at the Insurance Store of CT shop different carriers and rates for you? Sure, you want a local insurance agent that will shop all the possible carriers to get you the best price. You also want friendly, personal service that a neighborhood agency affords. You want to call Sheri Wilson at Insurance Store of CT.

What determines the cost of your homeowners insurance premium? Your premium will vary based on things like the age of your home, the condition your home is in, its construction materials, and its location. We expect older homes to cost more to insure, and wood homes cost more to insure than those built of brick. Your credit history is a factor, crime statistics in Connecticut, your claims history, and whether you have a dog and what breed it is.

If you live near the Connecticut River, you are going to want to protect yourself from the expense of flood damage. Many homeowners are unaware that flood damage is not covered in a standard homeowner’s insurance policy. Most mortgage lenders do not require homeowners to purchase flood insurance unless they live in an area at high risk for floods.

Fire and lightning coverage is included in most standard policies, but read your policy carefully to make sure this important coverage is not excluded. You should also ask your agent or broker if damage caused by perils associated with fire, such as smoke or damage caused by fire extinguishing agents, is covered under your policy.

Personal Property that you own that needs a greater amount of coverage than the rest of your belongings – items such as the family silver, antiques, heirloom items – should be itemized in a scheduled personal property endorsement. By scheduling your irreplaceable valuables, you can recoup the potential loss of these items.

For more information about our homeowners insurance options, call Sheri Wilson at the Insurance Store of CT at 860-645-1960.

Request A Quote today or Call Us

CT Homeowners Insurance Quotes | East Hartford CT | Insurance Store of CT

Posted in: home owners insurance

February 4, 2018

East Hartford CT Car Insurance

By admin

new car insurance

Insure Your New Car at the Best Rates

When you purchase a great new car, you should get the highest coverages at the very best rates in the area. Insurance rates can vary greatly from one insurance company to another. In the greater East Hartford area, you would do well to call The Insurance Store of CT, an independent agent. An Independent insurance agency can shop many different insurance carriers and find you the lowest rates. Do terms like liability and comprehensive confuse you? What minimum coverages are offered? How much car insurance is enough?

In Connecticut, you are required to have liability car insurance at the following minimum limits:

$25,000 for bodily injury, per person per accident.
$50,000 for bodily injury, total per accident.
$25,000 for property damage per accident.

The state of Connecticut also requires you to carry uninsured/underinsured motorist coverage to help with your medical bills after an accident caused by either:

An uninsured driver.
OR
A driver who does not have adequate insurance coverage to pay your medical bills.

Your uninsured/underinsured motorist coverage must have the minimum coverage amounts of:

$25,000 per person.
$50,000 total per accident.
$25,000 for property damage per accident.

Optional Car Insurance

Connecticut car insurance companies typically offer several other optional types of auto insurance coverage. These include:

Collision – This will help cover accident-related damages to your car.
Comprehensive – This will help cover damages to your car that are not related to traffic accidents, such as theft-related damages.
Rental car.
Emergency road service.

Connecticut does not require you to purchase collision and comprehensive insurance. However, your bank or finance company will require you to purchase both collision and comprehensive coverage IF your car is under a loan or lease agreement.