June 15, 2019

Best Boat Insurance – East Hartford CT, Manchester CT

 

boat, yacht, watercraft

Call The Insurance Store of CT for the best boat insurance at the lowest rates. Boating can be an expensive hobby, but your boat and watercraft insurance shouldn’t be cost prohibitive. You will get great boat, yacht and watercraft insurance coverage through an independent agent like Sheri Wilson. An independent insurance agency shops many carriers to offer you the best insurance value available. Boating enthusiasts in Connecticut can think of nothing else once the weather gets warm. When you get out on the water, you leave your troubles behind for a while. The Insurance Store can give you the peace of mind that can make your time on the water worry-free. We find comprehensive protection for you, your family, your friends, your watercraft, and your equipment.

Your boat insurance includes protection from liability, medical payments, physical damage coverage, uninsured/underinsured watercraft bodily injury, fuel spill and wreckage removal, personal effects, unattached equipment coverage, and emergency assistance. It may surprise you to learn that state law does not require you to have boat or yacht insurance. There may, however be circumstances in which you may be required to carry it. CT boaters should know that they should NOT cancel their insurance once the vessel is paid off. Next, do not reduce your liability. Although you may save on monthly premium costs, lowering your liability may not adequately protect all of your assets. Next, do not cancel your boat insurance off season. Off season cancellations could potentially risk your boat when it’s not in the water. Cancelling your insurance off season leaves you in a dangerous situation if there is a fire, a storm, or if a tree falls. Don’t let improper coverage sink your boat. Call Sheri at The Insurance Store of Connecticut for all of your boating insurance needs. 860-645-1960.

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Best Boat Insurance | East Hartford CT, Manchester CT | The Insurance Store of CT

May 30, 2019

Lower Your Motorcycle Insurance Rates – Manchester CT

Motorcycle Insurance at the Best Rates: The Insurance Store of CT

There are several ways you can lower your motorcycle insurance rates. At The Insurance Store of CT, we can insure all types of vehicles, from cars, trucks, motorcycles, to RVs and yachts. Everyone who buys insurance wants to be assured of the best value for their money when it comes to insuring their property. As an independent insurance agency, The Insurance Store of CT shops all the major companies for our clients for great coverage and low rates. We shop for the best value at renewal time so you never have to worry about your motorcycle insurance rates.

There are many factors that affect motorcycle insurance rates in CT. The average motorcycle insurance premiums differ depending on the city or town in which you reside. For instance, Bridgeport has one of the highest rates while Bristol (40 miles away) has the lowest. The best motorcycle insurance companies lower the cost to the consumer with incentives. These include accident forgiveness and high coverage limits for custom equipment. The age of the policy holder and marital status are among the most important considerations. A clean driving record and completing a motorcycle training course can also lower your rates.

The Insurance Store of CT will ensure you have the best Motorcycle coverage for your protection and others. In CT there are Motorcycle insurance minimum requirements that you must carry as well. To register your motorcycle in Connecticut you must have adequate coverage. Although motorcycle insurance requirements in the state mirror the requirements of car insurance in the state, slight differences do apply. To find out more information about motorcycle coverage rates and requirements call The Insurance Store of Connecticut. We serve Manchester CT, East Hartford CT, Tolland CT, Glastonbury CT and all surrounding areas. Call 860-645-1960.

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Lower Your Motorcycle Insurance Rates | Manchester CT | The Insurance Store of CT

May 15, 2019

Motorcycle Insurance- Manchester CT, East Hartford CT

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ct motorcycle insurance

Motorcycle Insurance is required in Connecticut. It’s motorcycle season, and you have waited all winter to get your Harley on the road. We are The Insurance Store of CT, with a reminder to take a look at the insurance coverage you have right now. Like car drivers, motorcyclists in Connecticut are required by law to carry liability insurance with the minimum coverages:

    • $20,000 bodily injury per person
    • $40,000 bodily injury per accident
    • $10,000 property damage per accident

The Insurance Store of CT is an independent agency, so we can shop all the best companies. It makes sense to get the best coverage at the lowest rates! Before you get on the road this summer call Sheri Wilson at The Insurance Store of CT. The Insurance Store of CT will ensure you have the best Motorcycle coverage for your protection and others. Although motorcycle insurance requirements in the state mirror the requirements of car insurance in the state, slight differences do apply. In some cases you can qualify for money saving discounts! To find get more information about CT state motorcycle coverage rates and requirements call The Insurance Store of Connecticut. We serve Manchester CT, East Hartford CT, Tolland CT Glastonbury CT and all surrounding areas. 860-645-1960.

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Motorcycle Insurance | Manchester CT, East Hartford CT | The Insurance Store of CT

February 15, 2019

Best Auto Insurance at Lowest Rates – Manchester CT, Bolton CT

Affordable Auto Insurance

best auto insurance

Get the best auto insurance at lowest rates with service excellence in greater Manchester and Bolton CT. The friendly staff at the Insurance Store of CT is an independent insurance agency. We are a full service agency for homeowners and renters, automobile, motorcycle, recreational vehicles, campers, boats, watercraft, and yachts, health insurance, and of course life insurance. The Insurance Store of CT specializes in finding the lowest insurance rates for everyone. We shop the rates of multiple insurance providers, saving you time and money. We shop your policy with up to 9 companies so you can be confident that you are getting the best insurance rate. Why worry about your premiums each year? We re-shop our customers’ renewals every term so you won’t have to!

The Insurance Store of Connecticut can help you select the best automobile insurance policy. Contact Sheri at The Insurance Store of Connecticut to answer your questions and protect your family with a great auto insurance policy. Everyone who purchases an automobile needs adequate liability, property, comprehensive and medical insurance protection. Are you a less than perfect driver, with a history of traffic violations, accidents, speeding tickets, or other violations? Well, you need the best rates in the marketplace just like everyone else. The Insurance Store of CT can find incentives and discounts which can further lower your insurance rates. We take the hassle out of buying insurance! At The Insurance Store of Connecticut, rest assured that Sheri Wilson and her staff will work hard to find you the best auto insurance coverage at the best rates in Connecticut. Stop into our Manchester office or give us a call today at (860)-645-1960 for a consultation.

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Best Auto Insurance at Lowest Rates | Manchester CT, Bolton CT | The Insurance Store of CT

November 30, 2018

Home Based Business Insurance – East Hartford CT, Manchester CT

 

home based business insurance

When you run a business out of your home, you may benefit from a Home Based Business Insurance policy. The knowledgeable staff at the Insurance Store of CT can answer any questions you may have about protecting your business and your property. If you run a business out of your home, you may want to purchase insurance that will protect your company and yourself against certain risks. Will customers or clients be going to your home business office? Will any employees be working at your home? Do you keep inventory at your home or at other locations? Where are your employee or client records kept? If your home were damaged, would you have to close your business? Your home business may not be adequately protected by your Home Owner’s or Renter’s Insurance policy.

In certain instances, a homeowner’s policy may exclude business related liability claims, such as when a customer or client is injured on your premises. We can explain all the types of insurances that will protect your home based business. A few of the solutions the Insurance Store offers include a General Liability Policy, a Business Owner’s Policy, and a Business Owner’s Policy with Endorsements.

According to the Small Business Administration, home-based businesses comprise over half of all U.S. businesses.* Many small business who operate their businesses in their homes assume they do not need business insurance. Business insurance policies do not have to be expensive. In fact, as with other types of insurance, your premium is directly linked to your coverage limits and your policy’s deductible amount. Sheri Wilson at The Insurance Store of CT will be happy to sit down with you and explain all your home based business insurance options. Call us today at 860-645-1960.

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Home Based Business Insurance | East Hartford CT, Manchester CT | Insurance Store of CT

*Source: Connecticut Insurance Department

October 28, 2018

Cold Weather Homeowner Tips – Manchester CT

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We would like to impart some cold weather homeowner tips. It’s in your home’s best interest to prevent common winter woes that interrupt your family’s comfort. Every winter Connecticut homes take a beating. It doesn’t take long to become weary from constant snow fall. It is a challenge for many home owners to keep up with all of the snow and ice on roofs. Formation of ice dams can cause melted snow to leak into your home. Another common weather related homeowner’s challenge is preventing frozen pipes.

Here is what you can do to prevent a frozen pipe/thawing dilemma.

  • Drain water from outside lines (i.e. swimming pool or sprinkler system). Remove and store hoses used outdoors. Close inside valves supplying outdoor hose bibs, keep the outside valves open so that any water remaining in the pipes can expand without bursting the pipe.
  • Check your house for other areas that water supply lines are located in unheated areas. Attics, garages and under kitchen sinks are common areas. Both hot and cold lines should then be insulated.
  • Keep your garage doors shut if there are water supply lines within.
  • Open the cabinets where water lines are to allow warm air to circulate. Let your faucets trickle.
  • If you are going away during cold weather keep the thermostat up above 55 degrees F.

Use this information to help protect your home from frozen pipes. Brought to you by The Insurance Store of Connecticut. 303 East Center St. Manchester, CT 860-645-1960

winter homeowner woes

Cold Weather Homeowner Tips | Manchester CT | Insurance Store of CT

October 14, 2018

Auto Insurance – East Hartford CT, Manchester CT, Bolton CT

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auto insurance manchester ct

Important Auto Coverages you should know more about.

You can buy automobile insurance anywhere, but the personal service you get from the Insurance Store of CT sets us apart from the rest. Here are some important coverages you should carry. Call Sheri Wilson today to tailor your coverages to your specific needs.

Liability coverage  – To help pay the possible losses that you may have cause in a accident.

Medical Payments coverage –  To help you pay for medical issues with you, or anyone in the car regardless of who’s fault the accident is

Uninsured Motorists Coverage – To help you pay for medical injuries from a driver who does not carry auto insurance.

Sheri from the Insurance Store of CT can help explain more about different Auto Policies and how important each one of them are. Remember not every state requires Auto Insurance so best way to protect yourself is by having Insurance that can protect you. Call Sheri Today and find out why Insurance Store of CT is your best choice for a local agent.

Optional Car Insurance

Connecticut car insurance companies typically offer several other optional types of auto insurance coverage. These include:

  • Collision – This will help cover accident-related damages to your car.
  • Comprehensive – This will help cover damages to your car that are not related to traffic accidents, such as theft-related damages.
  • Rental car.
  • Emergency road service.

Connecticut does not require you to purchase collision and comprehensive insurance. However, your bank or finance company will require you to purchase both collision and comprehensive coverage IF your car is under a loan or lease agreement.

The rates you pay depending on the value of your vehicle and the zip code of your neighborhood. The Insurance Store of CT is a great place to start saving on the insurance you need and want. You may find other perks to that will lower your rates and obtain discounts. Ask Sheri how.

Sheri Wilson has twenty years of experience providing clients in the greater Hartford area with great insurance coverage. The Insurance Store of Connecticut is ready to help you with all of your future insurance needs. The Insurance Store of Connecticut 303 East Center St, Manchester, CT 06040.  Call today: 860-645-1960.

 

Auto Insurance | East Hartford CT, Manchester CT, Bolton CT | Insurance Store of CT

August 19, 2018

Affordable Car Insurance – Manchester CT , East Hartford CT, Bolton CT

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You want affordable car insurance with the highest coverage possible when you buy a new car. You can find those things and more at The Insurance Store of CT. Insurance rates can vary greatly from one insurance company to another. We help you secure a lower car insurance rate from among many carriers. All this and excellent customer service are among the benefits of calling Sheri Wilson at The Insurance Store of CT. The Insurance Store of Connecticut is an independent insurance agency with the customer’s best interests in mind.

The rates you pay depending on the value of your vehicle and the zip code of your neighborhood. The Insurance Store of CT is a great place to start saving on the insurance you need and want. You may find other perks to that will lower your rates and obtain discounts. Ask Sheri how.

Sheri Wilson has twenty years of experience providing clients in the greater Hartford area with great insurance coverage. The Insurance Store of Connecticut is ready to help you with all of your future insurance needs. The Insurance Store of Connecticut 303 East Center St, Manchester, CT 06040.  Call today: 860-645-1960.

 

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