Life Insurance Vernon CT

life insurance vernon ct

Life Insurance Vernon CT

Are you beginning your search for life insurance in Vernon, CT? Contact the Insurance Store of CT today! Our team of professionals has been helping Vernon and surrounding towns with their insurance needs for years. We shop around other major competitors to ensure that we are giving you the best possible rates. We offer many types of insurance, all of which are smart financial decisions. One of our most recommended policies is life insurance. Nothing prepares your family for the unexpected more than having a life insurance policy in place. Read on as we discuss the two different types of policies that we offer. 

Types of Life Insurance

Deciding whether to purchase life insurance can be daunting, especially for a first-time buyer. It is important to note, that it is definitely a smart investment for your family. Before you commit to a policy, it’s important to understand the different types of policies available for you to purchase. Furthermore, there are several variations of life insurance plans out there, but most will fall into two categories: permanent and term.

Term Life Insurance

Term life insurance is designed to cover you only for a set period of time. For example, just like with a mortgage, you can purchase a 20-year or 30-year term life policy. These policies work similarly to other types of insurance policies you choose to have. Like with car insurance, you will pay a premium every month, and if the unexpected happens – a benefit will be paid out.

Permanent Life Insurance


Permanent life insurance is different in that it covers you for life as long as you pay the premiums. You may come across permanent life insurance policies that can also have an investment component. This permits policyholders to earn a cash value. If you hear life insurance agents supporting life insurance as an investment, they are referencing the cash-value feature of permanent life insurance and the manners in which you can invest and borrow this money.


Thank you for stopping by and checking out our latest blog on life insurance in Vernon, CT. We hope you now have a better understanding of life insurance and the two main types of policies you can purchase. Moreover, purchasing life insurance is an important financial decision for your family. If you have any questions, please reach out to our team today at (860) 645-1960. Additionally, you can visit our website for more information.


Life Insurance Vernon CT