Looking for business insurance Windsor CT? Get the best insurance coverage at the lowest rates with The Insurance Store of Connecticut. Business insurance is a type of insurance that provides protection to business owners against financial losses. It covers losses due to theft, damages, and other losses, which are caused by events such as fire, flood, natural disasters and explosions. Business owners need this coverage because it protects their investments in equipment and inventory from damage or theft. Without insurance, they might not be able to rebuild their company after a disaster has occurred.
Business Insurance Types
Commercial Property Insurance
Commercial property insurance protects your business from a variety of risks, such as fire and theft. It’s important to purchase the right amount of coverage for your organization, which can depend on various factors, including the value of your building or property and the types of inventory you keep there.
Business income insurance
Business income insurance is a type of business insurance that may cover your company’s lost profits in the event that you are unable to operate for an extended period of time. This type of coverage can provide temporary financial support to your employees and help protect your company from going bankrupt. It also protects against lawsuits, which could arise if the damages go beyond the limit of liability on general commercial liability policies.
Small Business Insurance
Ever since the recession, many individuals have become self-employed and opened their own businesses. This means that a lot more people are now responsible for their own health insurance plans rather than being able to rely on an employer’s plan.
General liability insurance
General liability insurance is a type of insurance that protects against lawsuits filed by people who were injured or had property damage due to the insured’s actions. It does not cover damages caused by the company, only those committed by an individual. There are different types of general liability policies, which vary in coverage and price, depending on factors such as how much money the business has made and whether they have been sued before.
When you are ready, talk to Sheri Wilson and her staff of insurance experts at The Insurance Store of Connecticut. Stop in at our Manchester office, or give us a call at 860-645-1960. We look forward to working with you.