February 18, 2018

East Hartford CT Homeowners Insurance Quotes

East Hartford CT Homeowners Insurance Quotes
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homewoners insurance quotes

It’s easy to get Connecticut Homeowners insurance quotes from The Insurance Store if CT. Shopping for insurance can be a chore. Why not have the expert team at the Insurance Store of CT shop different carriers and rates for you? Sure, you want a local insurance agent that will shop all the possible carriers to get you the best price. You also want friendly, personal service that a neighborhood agency affords. You want to call Sheri Wilson at Insurance Store of CT.

What determines the cost of your homeowners insurance premium? Your premium will vary based on things like the age of your home, the condition your home is in, its construction materials, and its location. We expect older homes to cost more to insure, and wood homes cost more to insure than those built of brick. Your credit history is a factor, crime statistics in Connecticut, your claims history, and whether you have a dog and what breed it is.

If you live near the Connecticut River, you are going to want to protect yourself from the expense of flood damage. Many homeowners are unaware that flood damage is not covered in a standard homeowner’s insurance policy. Most mortgage lenders do not require homeowners to purchase flood insurance unless they live in an area at high risk for floods.

Fire and lightning coverage is included in most standard policies, but read your policy carefully to make sure this important coverage is not excluded. You should also ask your agent or broker if damage caused by perils associated with fire, such as smoke or damage caused by fire extinguishing agents, is covered under your policy.

Personal Property that you own that needs a greater amount of coverage than the rest of your belongings – items such as the family silver, antiques, heirloom items – should be itemized in a scheduled personal property endorsement. By scheduling your irreplaceable valuables, you can recoup the potential loss of these items.

For more information about our homeowners insurance options, call Sheri Wilson at the Insurance Store of CT at 860-645-1960.

Request A Quote today or Call Us

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CT Homeowners Insurance Quotes | East Hartford CT | Insurance Store of CT

 

February 4, 2018

East Hartford CT Car Insurance

East Hartford CT Car Insurance
By

new car insurance

 

Insure Your New Car at the Best Rates

When you purchase a great new car, you should get the highest coverages at the very best rates in the area. Insurance rates can vary greatly from one insurance company to another. In the greater East Hartford area, you would do well to call The Insurance Store of CT, an independent agent. An Independent insurance agency can shop many different insurance carriers and find you the lowest rates. Do terms like liability and comprehensive confuse you? What minimum coverages are offered? How much car insurance is enough?

In Connecticut, you are required to have liability car insurance at the following minimum limits:

  • $25,000 for bodily injury, per person per accident.
  • $50,000 for bodily injury, total per accident.
  • $25,000 for property damage per accident.

The state of Connecticut also requires you to carry uninsured/underinsured motorist coverage to help with your medical bills after an accident caused by either:

  • An uninsured driver.
    OR
  • A driver who does not have adequate insurance coverage to pay your medical bills.

Your uninsured/underinsured motorist coverage must have the minimum coverage amounts of:

  • $25,000 per person.
  • $50,000 total per accident.
  • $25,000 for property damage per accident.

Optional Car Insurance

Connecticut car insurance companies typically offer several other optional types of auto insurance coverage. These include:

  • Collision – This will help cover accident-related damages to your car.
  • Comprehensive – This will help cover damages to your car that are not related to traffic accidents, such as theft-related damages.
  • Rental car.
  • Emergency road service.

Connecticut does not require you to purchase collision and comprehensive insurance. However, your bank or finance company will require you to purchase both collision and comprehensive coverage IF your car is under a loan or lease agreement.

The rates you pay depending on the value of your vehicle and the zip code of your neighborhood. The Insurance Store of CT is a great place to start saving on the insurance you need and want. You may find other perks to that will lower your rates and obtain discounts. Ask Sheri how.

Sheri Wilson has twenty years of experience providing clients in the greater Hartford area with great insurance coverage. The Insurance Store of Connecticut is ready to help you with all of your future insurance needs. The Insurance Store of Connecticut 303 East Center St, Manchester, CT 06040.  Call today: 860-645-1960.

 

Request A Quote today or Call Us

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Car Insurance | East Hartford CT | Insurance Store of CT

January 21, 2018

Ct Homeowners Insurance East Hartford CT

Homeowners, Renters, Condo Insurance at the Best Rates: The Insurance Store of CT
By

Homeowners, Renters, Condo Insurance at the Best Rates: The Insurance Store of CT

When you are shopping around for CT Homeowners Insurance in central CT, it’s not just about rates. Sure, you want a local insurance agent that will shop all the possible carriers to get you the best price. You also want friendly, personal service that a neighborhood agency affords. You want to call Sheri Wilson at Insurance Store of CT.

What determines the cost of your homeowners insurance premium? Your premium will vary based on things like the age of your home, the condition your home is in, its construction materials, and its location. We expect older homes to cost more to insure, and wood homes cost more to insure than those built of brick. Your credit history is a factor, crime statistics in Connecticut, your claims history, and whether you have a dog and what breed it is.

If you live near the Connecticut River, you are going to want to protect yourself from the expense of flood damage. Many homeowners are unaware that flood damage is not covered in a standard homeowner’s insurance policy. Most mortgage lenders do not require homeowners to purchase flood insurance unless they live in an area at high risk for floods.

Fire and lightning coverage is included in most standard policies, but read your policy carefully to make sure this important coverage is not excluded. You should also ask your agent or broker if damage caused by perils associated with fire, such as smoke or damage caused by fire extinguishing agents, is covered under your policy.

Personal Property that you own that needs a greater amount of coverage than the rest of your belongings – items such as the family silver, antiques, heirloom items – should be itemized in a scheduled personal property endorsement.  By scheduling your irreplaceable valuables, you can recoup the potential loss of these items.

For more information about our homeowners insurance options, call Sheri Wilson at the Insurance Store of CT at 860-645-1960.

Follow us on Facebook.

CT Homeowners Insurance | East Hartford CT | Insurance Store of CT

 

December 25, 2017

Happy Holidays

Happy Holidays
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Posted in: Uncategorized
November 26, 2017

Business Insurance Agent East Hartford CT

Business Insurance Agent East Hartford CT
By

business insurance

You can find any number of agents from which to buy Business Insurance in greater Hartford. Why not visit The Insurance Store of CT in Manchester, and meet Sheri Wilson and her friendly staff? A local Connecticut company with a great track record, The Insurance Store is an independent agent that shops for the very best rates for your coverage.

When it’s time to revisit your Business Insurance coverage, or purchase your first policy, give Sheri Wilson a call at The Insurance Store of CT. When you choose an independent agent such as Insurance Store of Connecticut, expect that you will receive the best insurance coverage options at the best rate available with personal service that is unmatched. Being prepared for that unexpected weather event, vandalism, or any unforeseen interruption in service is what small business insurance is all for. Having the right business insurance coverage may be the one thing that will keep you in business when you must close your doors. Most small businesses that experience an interruption in service do not reopen after a disaster due to the loss of income.

Work with The Insurance Store of Connecticut to manage your risks so you can protect your small business and focus on long term business growth and success. Request a Quote directly from our website or call to schedule a consultation. At The Insurance Store of CT, rest assured that Sheri Wilson and her staff will work hard to find you the best Business Insurance coverage at the best rates in Connecticut. Stop into our Manchester office or give us a call today at (860) 645-1960 for a consultation.

Business Insurance Agent | East Hartford CT | The Insurance Store of CT

Posted in: business insurance
November 23, 2017

Happy Thanksgiving

Happy Thanksgiving
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Happy Thanksgiving

Posted in: Uncategorized
November 12, 2017

Car Insurance East Hartford CT

Car Insurance East Hartford CT
By

car insurance

 

Best Car Insurance at the Best Rates – The Insurance Store of CT

Looking for car insurance in East Hartford? Call Sheri Wilson at The Insurance Store of CT. Let The Insurance Store shops the best carriers for the lowest possible rates around. Do terms like liability and comprehensive confuse you? What minimum coverages am I looking at? How much car insurance is enough?

In Connecticut, you are required to have liability car insurance at the following minimum limits:

  • $20,000 for bodily injury, per person per accident.
  • $40,000 for bodily injury, total per accident.
  • $10,000 for property damage per accident.

The state of Connecticut also requires you to carry uninsured/underinsured motorist coverage to help with your medical bills after an accident caused by either:

  • An uninsured driver.
    OR
  • A driver who does not have adequate insurance coverage to pay your medical bills.

Your uninsured/underinsured motorist coverage must have the minimum coverage amounts of:

  • $20,000 per person.
  • $40,000 total per accident.

Optional Car Insurance

Connecticut car insurance companies typically offer several other optional types of auto insurance coverage. These include:

  • Collision – This will help cover accident-related damages to your car.
  • Comprehensive – This will help cover damages to your car that are not related to traffic accidents, such as theft-related damages.
  • Rental car.
  • Emergency road service.

Connecticut does not require you to purchase collision and comprehensive insurance. However, your bank or finance company will require you to purchase both collision and comprehensive coverage IF your car is under a loan or lease agreement.

The rates you pay depending on the value of your vehicle and the zip code of your neighborhood. The Insurance Store of CT is a great place to start saving on the insurance you need and want. You may find other perks to that will lower your rates  and obtain discounts. Ask Sheri how.

Sheri Wilson has twenty years of experience providing clients in the greater Hartford area with great insurance coverage.  The Insurance Store of Connecticut is ready to help you with all of your future insurance needs. The Insurance Store of Connecticut 303 East Center St, Manchester, CT 06040.

 

Request A Quote today or Call Us

 

Car Insurance | East Hartford CT | Insurance Store of CT

Posted in: car insurance
October 29, 2017

Auto Insurance Agent East Hartford CT

Auto Insurance Agent East Hartford CT
By

auto insurance agent

If you live in East Hartford and need to find an auto insurance agent, call the Insurance Store of CT.  You just bought the car of your dreams, and the road is stretched out before you. In Connecticut, you must have auto insurance to register your automobile. When you start calling various high profile insurance companies and asking about rates, you may be quoted some very high rates for comparable coverage! Automobile Insurance rates can also vary significantly from city to city, even by neighborhoods in the same zip code.  Factors that influence insurance rates include crime rates (auto theft, for example), accident statistics, and traffic density.

We all need insurance. With the right type of automobile insurance policy, you can rest assured that you will be covered in the event that you suffer injuries and damage to your car. There are always unexpected bumps in the road, and no matter how careful you are, you are going to have to protect your investment with the best insurance. You need to cover damage to your car, property damage, theft, bodily injury and medical damages, and protect yourself in the event an uninsured driver wrecks your car. Why pay more for insurance than you must? Shop for auto insurance at an Independent Agency, which will shop many providers for your needs. The Insurance Store of CT is an Independent Agent, based in nearby Manchester. Call the friendly staff  at the Insurance Store of CT for the best coverage at the best rates. Rather than skimp on coverage, have Sheri Wilson and her staff guide you. With The Insurance Store of CT, get the right auto insurance plan at the best rates in Connecticut. Choose something with a comfortable premium and benefits to suit your needs.

Auto Insurance Agent | East Hartford CT | The Insurance Store of CT

 

October 15, 2017

Business Insurance Agency – Manchester CT

Business Insurance Agency – Manchester CT
By

You can find any number of companies from which to buy Business Insurance in greater Hartford. Why not visit The Insurance Store of CT in Manchester, and meet Sheri Wilson and her friendly staff? A local Connecticut company with a great track record, The Insurance Store is an independent agent that shops for the very best rates for your coverage.

When it’s time to revisit your Business Insurance coverage, or purchase your first policy, give Sheri Wilson a call at The Insurance Store of CT. When you choose an independent agent such as Insurance Store of Connecticut, expect that you will receive the best insurance coverage options at the best rate available with personal service that is unmatched. Being prepared for that unexpected weather event, vandalism, or any unforeseen interruption in service is what small business insurance is all for. Having the right business insurance coverage may be the one thing that will keep you in business when you must close your doors. Most small businesses that experience an interruption in service do not reopen after a disaster due to the loss of income.

Work with The Insurance Store of Connecticut to manage your risks so you can protect your small business and focus on long term business growth and success. Request a Quote directly from our website or call to schedule a consultation. At The Insurance Store of CT, rest assured that Sheri Wilson and her staff will work hard to find you the best Business Insurance coverage at the best rates in Connecticut. Stop into our Manchester office or give us a call today at (860) 645-1960 for a consultation.

Business Insurance Agency | Manchester CT | The Insurance Store of CT

September 17, 2017

Business Insurance Agency East Hartford CT

Business Insurance Agency East Hartford CT
By

Connecticut Business Insurance Agency

Connecticut Business Insurance at The Insurance Store of CT

The best business insurance agency serving East Hartford is Insurance Store of CT in nearby Manchester CT. There are more insurance companies in greater Hartford than you can shake a stick at. When you want an agency with a personal touch, get acquainted with the friendly staff at The Insurance Store of CT. A local Connecticut company with a great track record, The Insurance Store is an independent agent that shops for the very best rates for your coverage.

When it’s time to revisit your Business Insurance coverage, or purchase your first policy, give Sheri Wilson a call at The Insurance Store of CT. When you choose The Insurance Store, you can be certain you will receive the best coverage at the best rate available with personal service that is unmatched. Preparing for unforeseen circumstances is what small business insurance is all about. Having the right business insurance coverage may be the one thing that will keep you in business should you get sued, experience a disaster or vandalism, or endure a period when business is interrupted. Most small businesses that experience an interruption in service do not reopen after a disaster due to the loss of income while their doors are closed.

The best coverage for your company doesn’t have to cost an arm and a leg! Work with The Insurance Store of Connecticut to manage your risks so you can protect your small business and focus on long term business growth and success. Request a Quote directly from our website or call to schedule a consultation. At The Insurance Store of CT, rest assured that Sheri Wilson and her staff will work hard to find you the best Business Insurance coverage at the best rates in Connecticut. Stop into our Manchester office or give us a call today at (860) 645-1960 for a consultation. As a business owner you know there are specific risks to your type of business, and every type of business has different coverage needs. When are you going to schedule a consultation for a Business Insurance Plan? Large and small businesses across Connecticut will benefit from the best coverage at the best rates available. Work with The Insurance Store of Connecticut to manage your risks so you can protect your business and focus on long term business growth and success.

We check rates from many different companies and are confident we will offer you the best rate. The best coverage for your company doesn’t have to cost an arm and a leg! At The Insurance Store of CT, rest assured that Sheri Wilson and her staff will work hard to find you the best coverage at the best rates in Connecticut. Stop into our Manchester office or give us a call today at (860) 645-1960 for a consultation.

Business Insurance | East Hartford CT | Insurance Store of CT

 

September 4, 2017

Happy Labor Day

Happy Labor Day
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Posted in: Uncategorized
September 3, 2017

Life Insurance East Hartford CT

Life Insurance East Hartford CT
By

life insurance east hartford ct

There are many different variables to consider when making investment for your family’s financial future. A life insurance policy can protect the well being of your spouse and children should you meet an early demise. As a spouse or parent of young children, imagine your family without you to provide for their well being. Buying life insurance for the first time can be over whelming. You may run into terms that you don’t understand. How is Whole Life insurance different from Term Insurance?  With a little research and professional help, The Insurance Store of Connecticut will help you choose the most appropriate life insurance policy for your family. Life insurance is not an investment that should be made spur of the moment. The purpose of life insurance is to provide financial support to your dependents in the event that you are no longer around to do it yourself. If you don’t have any dependents, you probably don’t need to spend money on life insurance.

There are two basic types of life insurance policies: Term and Whole Life. Term life insurance is less expensive than whole life because it usually expires before the benefits are used. Whole life insurance lasts from the day you take out the policy until the day you die.  There are many different variables to consider when making investment for your family’s financial future.
When you are ready to learn about your life insurance options, contact an expert in the profession to help you make knowledge based decisions. For the personal, professional service and the lowest life insurance rates available, call Sheri Wilson at The Insurance Store of Connecticut. When we give you a quote, we have already shopped multiple providers for the best rates… but it doesn’t stop there! The Insurance Store gives you the best rates now and with every renewal.

The Insurance Store of Connecticut can help you find the information you need to choose the best life insurance policy for your family. Contact Sheri at The Insurance Store of Connecticut to answer your questions and protect your family with life insurance. At The Insurance Store of Connecticut, rest assured that Sheri Wilson and her staff will work hard to find you the best life insurance coverage at the best rates in Connecticut. Stop into our Manchester office or give us a call today at (860) 645-1960 for a consultation.

 

Life Insurance | East Hartford CT | Insurance Store of CT

 

August 20, 2017

Business Insurance East Hartford CT

Business Insurance East Hartford CT
By

You can find any number of companies from which to buy Business Insurance in East Hartford CT.  Why not get acquainted with the friendly staff at The Insurance Store of CT? A local Connecticut company with a great track record, The Insurance Store is an independent agent that shops for the very best rates for your coverage.

When it’s time to revisit your Business Insurance coverage, or purchase your first policy, give Sheri Wilson a call at The Insurance Store of CT. When you choose an independent agent such as Insurance Store of Connecticut, you can be certain you will receive the best coverage at the best rate available with personal service that is unmatched. Preparing for unforeseen circumstances is what small business insurance is all about. Having the right business insurance coverage may be the one thing that will keep you in business should you get sued, experience a disaster or vandalism, or endure a period when business is interrupted. Most small businesses that experience an interruption in service do not reopen after a disaster due to the loss of income while their doors are closed.

The best coverage for your company doesn’t have to cost an arm and a leg! Work with The Insurance Store of Connecticut to manage your risks so you can protect your small business and focus on long term business growth and success. Request a Quote directly from our website or call to schedule a consultation. At The Insurance Store of CT, rest assured that Sheri Wilson and her staff will work hard to find you the best Business Insurance coverage at the best rates in Connecticut. Stop into our Manchester office or give us a call today at (860) 645-1960 for a consultation.

Business Insurance | East Hartford CT | The Insurance Store of CT

August 6, 2017

Business Insurance – Manchester CT

Business Insurance – Manchester CT
By

When it’s time to revisit your Business Insurance coverage, or purchase your first policy, give Sheri Wilson a call at The Insurance Store of CT! The Insurance Store of CT is your local independent agency serving Manchester CT and surrounding towns. When you choose an independent agent such as Insurance Store of Connecticut, you can be certain you will receive the best coverage at the best rate available. Preparing for unforeseen circumstances is what small business insurance is all about. Having the right business insurance coverage may be the one thing that will keep you in business should you get sued, experience a disaster or vandalism, or endure a period when business is interrupted. Most small businesses that experience an interruption in service do not reopen after a disaster due to the loss of income while their doors are closed.

The best coverage for your company doesn’t have to cost an arm and a leg! Work with The Insurance Store of Connecticut to manage your risks so you can protect your small business and focus on long term business growth and success. Request a Quote directly from our website or call to schedule a consultation. At The Insurance Store of CT, rest assured that Sheri Wilson and her staff will work hard to find you the best Business Insurance coverage at the best rates in Connecticut. Stop into our Manchester office or give us a call today at (860) 645-1960 for a consultation.

Business Insurance | Manchester, CT | The Insurance Store of CT

July 23, 2017

Umbrella Insurance Hartford CT

Umbrella Insurance Hartford CT
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Why you need Umbrella Insurance

umbrella insurance

Many people have never even heard of the term “umbrella” insurance, have no idea what it is for, and why it may be a very important policy for you and your family. Umbrella insurance is extra liability insurance. Do you have umbrella insurance? Why do you need it? Simply put, a personal umbrella policy offers supplemental insurance coverage beyond that covered by your boat, auto or homeowners plans. Umbrella Insurance provides coverage from judgements, injuries sustained on your property, or circumstances where you would be liable for millions of dollars in damages. Should you be sued for libel, slander, mental anguish, or false arrest, an umbrella insurance policy may provide coverage that your homeowner’s policy may exclude.

There are circumstances in which your homeowner’s or automobile insurance policies may not come close to insuring you in an extraordinary circumstance. An umbrella policy is the supplemental insurance you may need that will give you peace of mind. At the Insurance Store of Connecticut we work hard to find you the best coverage at the best price. Stop into our Manchester office or give us a call today for a consultation – 860-645-1960.

Umbrella Insurance | Hartford CT | Insurance Store of CT